Applying for Account - Application Process - Help Center
Applying for Account
- Are the personal loan rates fixed or variable?
- Can a personal loan or Upgrade OneCard be used for school?
- Can I apply by mail?
- Can I apply for another personal loan through Upgrade?
- Can I change my instructions?
- Can I include additional income?
- Can I include household income on my application?
- Can I increase my loan amount after I’ve already selected an offer?
- Can I mail my documents to you instead?
- Can I use my entire loan to pay off my credit cards?
- Does being denied damage my credit score?
- Does Upgrade accept applications over the phone?
- FAQs for Self-Employed Applicants
- How can I reduce the number of unsolicited credit and insurance offers I receive?
- How do I apply for a personal loan or an Upgrade Card?
- How do I cancel my application?
- How do I complete and submit my 4506-T form?
- How do I complete my To-Do List?
- How do I upload documents?
- How do joint applications work?
- How does a debt payoff loan work?
- How does the Verifications department communicate with me?
- How long does it take to receive the funds in my bank account after completing my To-Do List?
- How will I receive my money with a debt payoff loan?
- If I cancel my application, can I re-apply?
- If I’m denied, am I able to re-apply?
- Is an email address required to apply?
- Is collateral required to get a personal loan or an Upgrade Card?
- Is my credit card information secure?
- No application fees or upfront fees
- Should I put my gross or net income on the application?
- What are the minimum borrower requirements?
- What are the next steps after I have submitted all of the requested documents?
- What card details do I need to provide?
- What does receiving a pre-approval letter for a personal loan mean?
- What information do you need to verify my employment?
- What is an Adverse Action Notice?
- What is the difference between Annual Percentage Rate (APR) and the Interest Rate?
- What types of documents may be requested from me?
- When will my card payments be processed?
- Where can I check the status of my application?
- Where can I find my routing and account numbers for my bank account?
- Where do I locate my 15-digit pre-approval code?
- Which cards or loans can I pay off directly with my new loan?
- Why do you need my bank account information?
- Why weren’t you able to retrieve my credit report?
- Why would you deny me if I was pre-approved?
- Will checking my rate for a personal loan impact my credit score?