Why do you need my bank account information?

For personal loans, we require a verifiable bank account in order to process your application so we can send your funds directly to that account upon approval.

When you add your bank account info to your Upgrade OneCard, you can have more control and convenience. Here's what you can do:

• Set up Autopay to pay your balance automatically each month.
• Make one-time payments whenever you want.
• Skip the hassle of having to remember your bank account information.