See if you’re pre-approved

No impact to your credit score

Check with confidence and find the Upgrade Card that fits your needs in seconds.

How It Works

Quick and easy

Step 1

Answer a few simple questions like your birthdate and income.

Step 2

See which Upgrade Cards you're pre-approved for and pick the one that’s right for you.

Step 3

Finish your application and start using your new Upgrade Card.

Why Pre-Approval?

No Credit Score Impact

Checking for pre-approval won’t impact your credit score.

Time Saving

Stop spending time on cards that might not be available to you.

More Certainty

Know what cards you qualify for and then decide what’s best for you.

Get your offer in seconds

It takes under a minute to see if you're pre-approved for an Upgrade Card. Find out today with no risk!

Frequently Asked Questions

Does checking for pre-approval affect my credit score?

No, there’s absolutely no impact to your credit score when you check for pre-approval.

Can I apply for a specific Upgrade Card?

You’ll see the cards you’re pre-approved for and can choose from the available offers.