Myles Reaz | Upgrade

Meet Our Team - Myles Reaz

Myles Reaz

Chief Credit Officer

Myles is responsible for Upgrade's credit risk program oversight and activities.

Myles is an accomplished consumer lending executive with 20+ years of leadership experience in risk, P&L management, strategy, product, and pricing at several major banks. He successfully managed large portfolios in both unsecured and secured asset classes, including credit card, installment, auto, RV/marine, and home equity. Myles has previously served as an executive officer at Bank of the West, Wells Fargo, and CitiBank. Myles started his banking career at HSBC’s Card Services business.

Myles received his Bachelor of Science in Economics from Minnesota (MSU), and is a graduate of the University of Washington's PCBS Banking school. Myles enjoys spending time with his family and is an avid automobile enthusiast.

Board of Directors

Anju Patwardhan
Fintech Venture Investor and Former Bank Executive

Peter Sterling
Head of Specialty Finance & General Partner at Outpost Ventures, Neuberger Berman

Chris Gottschalk
General Partner, Mouro Capital

Dr. Joseph L. Breeden
CEO, Prescient Models LLC

Joseph F. Huber
Former Senior Advisor, UBS

Mark Ortiz
Former Global FP&A Leader and Chief Diversity Officer, GE Capital

Meyer "Micky" Malka
Founder, Ribbit Capital

Renaud Laplanche
Co-founder & CEO, Upgrade