# Cover home repairs with a personal loan up to $50,000

- Pay for repairs with a loan up to $50,000
- Finance a home repair at competitive and low fixed rates
- Check your rate in minutes

Loan amount

Pay off Credit CardsDebt ConsolidationBusinessHome ImprovementLarge PurchaseOtherLoan purpose

Check your rate

Checking your rate is free and won’t impact your credit score.

## Repairing your home can be stressful. Take the stress out of paying for it.

If you need to repair your home, a personal loan could be the perfect financing solution.

## Reach your goals with a personal loan through Upgrade

[Cover pool expenses\
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Pay for your dream pool with a personal loan\
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[Cover moving expenses\
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Pay for your moving expenses with a personal loan\
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[Improve your home\
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Get the funds to remodel, repair, or build the home you want\
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## Best Personal Loans

Personal Loans

Best Debt Consolidation Loan

Best-of Awards 3X Winner

## Personal loan reviews from our customers

- 5 out of 5 star rating on Trustpilot

### [Excellent\
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4.7 out of 5 star rating on Trustpilot\
\
Based on **57,866 reviews**](https://www.trustpilot.com/review/upgrade.com?utm_medium=trustbox&utm_source=Carousel)

- Review by Jenn, June 18  
  "Upgrade has been easy to use and details each payment on statements. I think I..."  
  [Click to view the full review on Trustpilot](https://www.trustpilot.com/reviews/6a33c8fa310c556a8a3ceadc?utm_medium=trustbox&utm_source=Carousel)
- Review by Michelle Jackson, June 3  
  "Great service!"  
  [Click to view the full review on Trustpilot](https://www.trustpilot.com/reviews/6a2069545e7d7fbc10f7aef3?utm_medium=trustbox&utm_source=Carousel)
- Review by M.Hud, June 3  
  "When trying to decide what to do for my family, Upgrade provided an avenue for a..."  
  [Click to view the full review on Trustpilot](https://www.trustpilot.com/reviews/6a20565de450177274ba885e?utm_medium=trustbox&utm_source=Carousel)
- Review by JOSEPH, June 3  
  "Excellent customer support, fast service. Always there to help."  
  [Click to view the full review on Trustpilot](https://www.trustpilot.com/reviews/6a1f6c6ebd7434994c431244?utm_medium=trustbox&utm_source=Carousel)
- Review by Tiffany Chase, June 2  
  "Very simple and quick. Will definitely be back if needing a loan again. Thank you..."  
  [Click to view the full review on Trustpilot](https://www.trustpilot.com/reviews/6a1f0845b8d00711d08f3120?utm_medium=trustbox&utm_source=Carousel)

## It's quick and easy to apply for a personal loan online

### Check your rate

Apply online in minutes and see your rate with no obligation or impact to your credit score.

### Choose your personal loan

Review multiple loan options and decide which offer is best.

### Fast funding

Accept your loan offer and you should get your money within a day of clearing necessary verifications.

## Personal loans through Upgrade are flexible & customizable

### Select an offer

Choose your monthly payment that won't ever change and fits your budget.

### Fixed rate & term

Pick terms that fit your timeline.

## A simple breakdown of a personal loan

If you're approved for a **$10,000** loan with a **17.98% APR** and **36-month** term...

### Your APR

The 17.98% APR includes:

- 14.32% yearly interest rate
- 5% one-time origination fee ($500)

### Your money

You would get $9,500 deposited directly in your account

$10,000 - $500 = $9,500
Loan amount - Origination fee

### Your payments

And, each month you would pay back $343.33 over 36 months.

## Personal Loan FAQs

### Why pay for home repairs with a personal loan?

With Upgrade, you can quickly see your rate and how much you qualify for within minutes of filling out an application online. The funds for your unsecured personal loan are directly deposited into your account within days of accepting your offer and fulfilling necessary verifications. A personal loan can provide you with a low fixed rate and fixed monthly payments, so you know how much to budget each month and can circle the date on the calendar when the loan will be fully paid.

### Do I need collateral for a personal loan for home repairs?

No! With a home improvement personal loan through Upgrade, you don’t need to use your home as collateral. This makes the application process simpler and easier. You can check your rate in just a couple of minutes with no impact to your credit score and for no cost.