Get help paying for a funeral

• Cover funeral costs with a loan up to $50,000
• Funeral financing at competitive and low fixed rates
• Check your rate in minutes

Loan amount

Pay off Credit CardsDebt ConsolidationBusinessHome ImprovementLarge PurchaseOtherLoan purpose

Checking your rate is free and won’t impact your credit score.

The last thing you want to be worried about is how to pay for a funeral.

Pay for funeral expenses now and pay back the loan in affordable payments over time.

Reach your goals with a personal loan through Upgrade

Best Personal Loans

Personal loan reviews from our customers

It's quick and easy to apply for a personal loan online

Check your rate

Apply online in minutes and see your rate with no obligation or impact to your credit score.

Choose your personal loan

Review multiple loan options and decide which offer is best.

Fast funding

Accept your loan offer and you should get your money within a day of clearing necessary verifications.

Personal loans through Upgrade are flexible & customizable

Select an offer

Choose your monthly payment that won't ever change and fits your budget.

Fixed rate & term

Pick terms that fit your timeline.

A simple breakdown of a personal loan

Get to know the rates, fees, and your payback plan

If you're approved for a $10,000 loan with a 17.98% APR and 36-month term...

Your APR

The 17.98% APR includes:

• 14.32% yearly interest rate
• 5% one-time origination fee ($500)

Your money

You would get $9,500 deposited directly in your account

$10,000 - $500 = $9,500 Loan amount - Origination fee

Your payments

And, each month you would pay back $343.33 over 36 months

Personal Loan FAQs

How does a funeral loan work?

With Upgrade, you can quickly see your rate and how much you qualify for within minutes of filling out an application online. After you accept your loan offer, you can expect to get your money within 1 business day of clearing verifications. Plus, with a personal loan you’ll have a low fixed rate and fixed monthly payments, so you know how much to budget each month and can circle the date on the calendar when the loan will be fully paid.

What expenses can I use a funeral loan for?

The median cost of a funeral is $7,848. With a personal loan through Upgrade you’ll receive a lump sum amount upfront which you can use for a burial, cremation, ceremony and any other expenses.