Stay connected to your money with the Upgrade Mobile App | Upgrade

Stay connected to your money with the Upgrade App

Scan to download the app

Manage your money on the go

All your accounts through Upgrade in one mobile app

Your money at your fingertips

Manage your accounts and track your rewards — anytime

Digital money movement made easy

Check your balance, pay bills, and transfer money

Securely manage your accounts

Sign on with Face ID and sign out automatically

Customize your notifications

Get real-time alerts for low balance, overdrafts, and transactions

Free credit health monitoring

Track your credit score and get personalized recommendations to improve it

See why our customers love us

Explore thousands of 5-star reviews from our customers on the Apple App Store and Google Play.

Read the reviews

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FAQs

Does the Upgrade app work on Android and iPhone?

Yes! The Upgrade app is available on both Google Play and the Apple App Store. Download the app at the top of the page to get started.

What are the features of the Upgrade app?

Upgrade account holders can get access to features like autopay, 24/7 access to their accounts, and custom notifications. Additional features include secure sign-on and automatic sign-off, credit health monitoring, and secure money transfers. Rewards Checking Preferred account holders can access the mobile check deposit feature.

Does Upgrade require a credit check to download the app?

No. You do not need to submit to a credit check to get the Upgrade app. However, a credit check may be required to open some account types through Upgrade.

How do you open an account online through Upgrade?

You can apply for an Upgrade card, personal loan, savings, or checking account directly on our website. Checking your rate is free, won't impact your credit score, and only takes a couple minutes.

Is Upgrade a bank?

Upgrade is a financial technology company, not a bank. All loans, Personal Credit Lines, and checking and savings accounts are provided by Upgrade's bank partners. Upgrade Visa® Cards and Upgrade Visa® Debit Cards are issued by Upgrade's bank partners, pursuant to a license from Visa USA Inc.