Upgrade Home Improvement

Grow your business with flexible payment options for your customers.

Apply now to offer Upgrade Home Improvement financing

Complete this application to become an Upgrade partner

Business Information

• Company Name
• Email
• Federal Tax ID
• Company Website
• Please Provide Primary Business Category: HVAC, Plumbing, Electrical, Windows, Front door, Roofing, Gutters, Patios, Bathrooms, Portable buildings, Basements, Kitchen model, Foundation, Pools, Construction, Painting, Flooring, Other - Business Category

Business Address

• Street
• City
• State
• Zip Code

Business Financials and Ownership

By clicking "Agree" below, you understand and agree that Upgrade and/or Lender may obtain credit reports with respect to Merchant and any principal, partner or owner of Merchant from time to time for the purpose of qualifying Merchant for enrollment in the Program and, if approved for the Program, evaluating Merchant’s continued participation in the Program. Merchant, on behalf of itself and as representative for any principal, partner or owner of Merchant hereby authorizes Upgrade and Lender to verify its credit history and obtain its credit reports, and provides written instructions to consumer reporting agencies to provide such credit reports now and in the future for the purpose set forth above.

• Yes

• No

• In business since (MM/YYYY)

• Business Structure: Sole Proprietorship, Publicly Traded Corporation, Privately Held Corporation, Limited Liability Company, Partnership

• Annual Sales Revenue ($)

Owner Information

• Principal Owner - First Name
• Principal Owner - Last Name
• Owner Date of Birth (MM/DD/YYYY)
• Owner Since (MM/YYYY)
• Principal Owner - % Ownership
• Is ownership equal to or greater than 51%: Yes/No

Funding Preferences

• Desired percentage of the loan available before project completion: 0%, 20%, 50%

Application Contact Information

• Person Completing this Application - First Name
• Person Completing this Application - Last Name
• Person Completing this Application - Position
• Mobile Phone Number for primary account administrator
• Email address for primary account administrator

Better for your bottom line

Contractor Rewards

Earn rewards for offering your customers flexible payment options.

Competitive Fees & Approval Rates

Customers can get the financing they need, while contractors can pay less in fees.

Additional Credit for Future Projects

Homeowners may have access to additional credit through Upgrade after the project is complete.

Better for your business processes

Flexible technology

Offers financing solutions and allows you to request payments and change account settings from phone, tablet or computer.

Know before you go

Check which appointments may be pre-qualified for financing before your sales consultants arrive.

Contractor leads

Allow Upgrade to refer some of their 1+ million customers to you for their projects (Coming soon).

Better for your customers

Protect your reputation by offering a financing solution that is beloved by their borrowers with 4.6 stars on Trustpilot and a 78 NPS.

Easier application process

Homeowners apply with a soft credit pull and no SSN#, from your device or theirs.

Collaborative complaint process

When a customer is unhappy, Upgrade will work with you like you’re part of our team.

Promo/Payment combo

Offer a true 0% interest promotion for a year that then converts to 7.99% APR in year 2.

Eliminate punitive interest

No/No plans that don't start the clock on interest until after the promo ends.

From our customers

• Excellent 4.7 out of 5 star rating on Trustpilot based on 57,866 reviews.

Customer Reviews

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