Upgrade Card

Are there any fees to use the Upgrade Card?

Are there any foreign transaction fees when I use my Upgrade Card internationally?

Can I use my Upgrade Card at an ATM?

Can I use my Upgrade Card with my phone or device?

Does my Upgrade Card come with Visa benefits?

How are the rates fixed on an Upgrade Card?

How can I use my Upgrade Card?

How do I activate my card?

How do I add my Upgrade Card to Apple Pay® or Google Wallet™?

How do I dispute a purchase or report a transaction I don’t recognize on my Upgrade Card?

How do I redeem my Upgrade Card Rewards?

How do I report my Upgrade Card lost or stolen?

How do I transfer an existing balance to my Upgrade Card?

How do I use my contactless Upgrade Card?

How long will it take to receive my Upgrade Card?

Is there a minimum monthly payment for my Upgrade Card?

Upgrade Card Details

Upgrade Cash Rewards Card Details

Upgrade Cash Rewards Elite Card Details

Upgrade Life Rewards Card Details

Upgrade Life Rewards Focus Card Details

Upgrade MyFive Cash Rewards Card Details - Up to $1,500 in Quarterly Spend

Upgrade MyFive Cash Rewards Card Details - Up to $3,000 in Quarterly Spend

Upgrade Select Card Details

Upgrade Select Card Details - No Annual Fee for the First Year

Upgrade Triple Cash Focus Card Details

Upgrade Triple Cash Rewards Card Details

Upgrade Triple Cash Rewards Card Details - 3% Cash Back

Upgrade Unlimited Cash Rewards Card Details

Welcome Bonus Offer Details: Spend in Select Merchant Categories and/or With Your Digital Wallet

What is a draw?

What is the Upgrade Card (opened before 06/20/26)?

What rates are offered on the Upgrade Card?

What should I do if my Upgrade Card is expiring soon?

What’s the difference between the Upgrade Card and a personal loan?

Why choose an Upgrade Card instead of a home equity line of credit (HELOC)?

Why use the Upgrade Card instead of a credit card?