# How do I make a payment?

You have the flexibility to make payments in several different ways.

Set up autopay to make sure you never miss a payment and avoid late penalties. Login to your Upgrade account and set up autopay in your dashboard.

For one-time payments that you’ll make each month you can:

- Pay online in your dashboard
- Pay by phone: Call [(855) 598-1271](tel:+18555981271)
- Pay by mail: Send a personal check, cashier’s check, or money order to:
**All Payments (Excluding Auto Finance):**

Upgrade, Inc. Lbx #452210 P.O. Box 52210 Phoenix, AZ 85072-2210

**Auto Finance Payments (Indirect Auto, Auto Refinance, Auto Secured):**

Upgrade, Inc. Lbx #52303 P.O. Box 52303 Phoenix, AZ 85072-2303

**Flex Pay Payments (Canada Customers)**
Flex Pay c/o Upgrade, Inc. 1080 Beaver Hall Hl Suite 200 Montreal, Quebec, H2Z 1S8, Canada
**Include the following information on your check:**
On the **Pay to the order of** line:

**Upgrade, Inc.**

On the **Memo** line:
Your **Account ID Number**