# Outstandings & Cards Midyear 2022

## US Mastercard/Visa Credit Card Issuers

| Rank |  |  | Outstandings |  | Cards |  |
| --- | --- | --- | --- | --- | --- | --- |
| MY'22 | MY'21 | ISSUER | (MIL.) | CHANGE | (000) | CHANGE |
| 1 | 1 | JPMorgan Chase | $165,494.0 | 16.7% | 126,474 | 13.8% |
| 2 | 2 | Citi | $109,539.6 | 12.0% | 72,576 | 4.6% |
| 3 | 3 | Capital One | $104,407.0 | 21.3% | 108,640 | 0.2% |
| 4 | 4 | Bank of America | $98,477.1 | 15.7% | 56,619 | 6.3% |
| 5 | 5 | U.S. Bank | $41,726.6 | 10.7% | 22,800 | 4.2% |
| 6 | 6 | Wells Fargo | $36,563.3 | 19.5% | 17,275 | 7.3% |
| 7 | 7 | Barclays | $26,123.1 | 30.9% | 27,535 | 95.6% |
| 8 | 8 | Navy FCU | $21,375.8 | 15.1% | 5,887 | 13.4% |
| 9 | 9 | Synchrony | $18,600.0 | 1.1% | 27,670 | -9.8% |
| 10 | 10 | USAA | $12,670.9 | -1.4% | 7,061 | -4.2% |
| 11 | 16 | Goldman Sachs Bank | $11,844.0 | 127.3% | 9,400 | 105.9% |
| 12 | 12 | Credit One Bank | $8,281.7 | 32.3% | 16,926 | 14.3% |
| 13 | 11 | PNC Bank | $8,012.8 | 4.1% | 6,208 | 11.3% |
| 14 | 13 | First Natl. of Nebraska | $7,519.9 | 24.1% | 5,682 | 36.5% |
| 15 | 15 | Bread Financial | $7,101.9 | 25.8% | 14,494 | 51.2% |
| 16 | 14 | TD Bank | $6,639.3 | 9.7% | 9,297 | 12.2% |
| 17 | 17 | Truist | $4,767.9 | 3.4% | 3,514 | -0.6% |
| 18 | 18 | Fifth Third Bank | $4,097.3 | 21.2% | 4,391 | 6.1% |
| 19 | 19 | Merrick Bank | $3,740.7 | 28.1% | 4,793 | 54.4% |
| 20 | 20 | Citizens Bank | $2,166.0 | 23.4% | 3,797 | 11.4% |
| 21 | 26 | Mercury Financial | $2,040.6 | 71.3% | 1,653 | 76.2% |
| 22 | 21 | PenFed CU | $1,931.7 | 12.3% | 1,557 | 12.1% |
| 23 | 23 | First Premier Bank | $1,742.5 | 15.6% | 4,462 | 3.7% |
| 24 | 50 | Upgrade Card (CRB) | $1,713.4 | 311.8% | 785 | 262.7% |
| 25 | 22 | Regions Bank | $1,631.8 | 5.5% | 1,258 | 18.0% |
| 26 | 25 | KeyBank | $1,495.6 | 10.8% | 1,245 | 3.5% |
| 27 | 27 | BECU | $1,275.6 | 18.7% | 500 | 5.1% |
| 28 | - | Ally Bank | $1,225.0 | - | 1,181 | - |
| 29 | 29 | M&T Bank | $1,002.0 | 13.8% | 882 | 11.1% |

| Rank |  |  | Outstandings |  | Cards |  |
| --- | --- | --- | --- | --- | --- | --- |
| MY'22 | MY'21 | ISSUER | (MIL.) | CHANGE | (000) | CHANGE |
| 51 | 61 | Wex | $423.5 | 54.2% | 4,424 | 0.2% |
| 52 | 53 | Zions Bancorporation | $407.9 | 10.8% | 438 | 2.9% |
| 53 | 51 | Comdata | $403.1 | -2.5% | 3,723 | -9.4% |
| 54 | 55 | First Tech FCU | $374.4 | 11.9% | 178 | 7.8% |
| 55 | 54 | 1st Financial Bank | $365.7 | 1.4% | 231 | 2.6% |
| 56 | 60 | Michigan State Univ. FCU | $325.2 | 14.1% | 204 | 36.5% |
| 57 | 59 | Virginia CU | $309.3 | 4.5% | 111 | 4.3% |
| 58 | 63 | Baxter CU | $307.6 | 18.0% | 199 | 15.6% |
| 59 | 62 | Silicon Valley Bank | $306.4 | 17.3% | 65 | 10.2% |
| 60 | 57 | Security Service FCU | $305.0 | -3.7% | 166 | 1.6% |
| 61 | 58 | First Hawaiian Bank | $304.7 | 0.0% | 147 | -10.4% |
| 62 | 70 | Redwood CU | $281.4 | 19.7% | 108 | 12.3% |
| 63 | 77 | Patelco CU | $276.0 | 26.0% | 110 | 11.3% |
| 64 | 67 | Arvest Bank | $272.7 | 12.5% | 321 | 12.4% |
| 65 | 65 | TIB | $266.4 | 7.9% | 358 | 0.4% |
| 66 | 64 | GECU | $264.6 | 6.0% | 110 | -2.1% |
| 67 | 68 | Members 1st FCU | $260.6 | 9.0% | 182 | 8.0% |
| 68 | 71 | Santander Bank | $258.4 | 10.5% | 243 | 0.7% |
| 69 | 73 | UBS Bank USA | $250.8 | 10.6% | 272 | 4.2% |
| 70 | 74 | Synovus Bank | $244.6 | 8.3% | 415 | 3.0% |
| 71 | 101 | First Horizon | $242.4 | 66.7% | 296 | 56.7% |
| 72 | 76 | Wright-Patt CU | $242.3 | 10.5% | 106 | -8.9% |
| 73 | 79 | Police and Fire FCU | $237.1 | 12.5% | 152 | 3.2% |
| 74 | 78 | Logix FCU | $236.0 | 9.4% | 105 | 3.9% |
| 75 | 75 | Delta Community CU | $236.0 | 4.5% | 105 | 2.2% |
| 76 | 93 | WSECU | $235.0 | 44.8% | 89 | -10.0% |
| 77 | 83 | GreenState CU | $221.0 | 23.2% | 92 | 8.8% |
| 78 | 85 | Comerica Bank | $214.4 | 23.9% | 97 | -23.0% |
| 79 | 69 | Nasa FCU | $212.5 | -10.0% | 66 | 2.5% |
| 80 | 72 | Alliant CU | $212.5 | -8.4% | 117 | 3.2% |

*As of June 30, 2022 vs. June 30, 2021. Includes consumer, business and commercial cards, including virtual and one-time-use cards.*