Make your dream vacation a reality with a personal loan

• Vacation loans up to $50,000 at competitive and low fixed rates
• Check your rate in minutes

Loan amount

Pay off Credit CardsDebt ConsolidationBusinessHome ImprovementLarge PurchaseOtherLoan purpose

Check your rate

Checking your rate is free and won’t impact your credit score.

Vacation financing to make that bucket list travel a reality.

Finance your next vacation with a personal loan that has affordable monthly payments.

Reach Your Goals with a Personal Loan through Upgrade

[Make a major purchase

Get a fixed-rate loan instead of a high-interest credit card
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[Pay for wedding expenses

Cover wedding expenses with a wedding personal loan
\

[Celebrate special occasions

Celebrate important milestones with a special occasions personal loan
\

Best Personal Loans

Personal Loans

Best Debt Consolidation Loan

Best-of Awards 3X Winner

Personal loan reviews from our customers

[Excellent

4.7 out of 5 star rating on Trustpilot

Based on **57,866 reviews**

Trustpilot](https://ca.trustpilot.com/review/upgrade.com?utm_medium=trustbox&utm_source=Carousel)

• 5 out of 5 star rating on Trustpilot

• Review by Billum, 24 April, Came through when needed it most thank you

• Review by Will1414, 8 April, Experience was awesome. It was easy to work with. The app was easy to work throu...

• Review by Bryn Fadum, 8 April, Easy and convenient.

• Review by Maria, 5 April, This is the second time I get a loan upgrade has been very helpful 🙏 thank you

• Review by Tamera, 3 March, I love the convenience. Thank you for being there in a crunch

• Review by Bill Evans, 26 February, Very easy and extremely quick! I highly recommend!!

• Review by Tony Stanley, 24 February, Nice and fast loan with no problems at all. I would recommend it to anyone.

• Review by Kevin Adams, 11 February, The loan process was easy and quick. Afterward, I had questions on some details...

• Review by Joe, 19 July, Easy to apply and be approved. From start to finish with funds deposited took 3...

• Review by Daniel Martinez, 15 June, I recently got a small loan. I didn't think I was going to get approved...

• Review by Donna Mathison, 15 June, Easy..quick loan process..fast money

• Review by JOHN GSELLMAN, 15 June, The speed of the loan and money transfer was awesome!!! A real help for me to be...

• Review by Kelvin, 8 June, This is the 2nd loan I've gotten through Upgrade and it was easy, fast and I will...

• Review by ANGEL ORTIZ, 3 June, Great customer service and loan approval. Thank you Upgrade you helped me out w...

• Review by Mike, 31 May, Friendly, Professional and fast service.

It's quick and easy to apply for a personal loan online

Check your rate

Apply online in minutes and see your rate with no obligation or impact to your credit score.

Choose your personal loan [*](/content/en-ca/personal-loans/major-purchase/vacation/

#personal-loan-general/index.html)

Review multiple loan options and decide which offer is best.

Fast funding [†](/content/en-ca/personal-loans/major-purchase/vacation/

#fast-funding/index.html)

Accept your loan offer and you should get your money within a day of clearing necessary verifications.

Personal loans through Upgrade are flexible & customizable

Select an offer

Choose your monthly payment that won't ever change and fits your budget.

Fixed rate & term

Pick terms that fit your timeline.

A simple breakdown of a personal loan

Get to know the rates, fees, and your payback plan

If you're approved for a $10,000 loan with a 17.98% APR and 36-month term...

Your APR

The 17.98% APR includes:

• 14.32% yearly interest rate
• 5% one-time origination fee ($500)

Your money

You would get $9,500 deposited directly in your account

$10,000 - $500 = $9,500
Loan amount - Origination fee

Your payments

And, each month you would pay back $343.33 over 36 months

Personal Loan FAQs

What is a vacation loan?

A vacation loan is a personal loan to help cover travel expenses. You could use it for plane tickets, hotels, vacation rentals, transportation or a cruise. Vacation loans through Upgrade range from $1,000-$50,000* and offer fixed rates that allow you to make simple monthly payments to pay off your loan.

With Upgrade, you can quickly see your rate and how much you qualify for within minutes of filling out an application online. After you accept your loan offer, you can expect to get your money within 1 business day of clearing verifications.† Plus, with a personal loan you’ll have a low fixed rate and fixed monthly payments, so you know how much to budget each month and can circle the date on the calendar when the loan will be fully paid.