Doing Business As | Upgrade
Upgrade, Inc. may operate under the following DBAs.
Please note DBAs will not be used for sales finance activities.
| State | DBA |
| Alabama | Universal Credit Upgrade Loans Inc. Flex Pay Pay Monthly |
| Alaska | Universal Credit Flex Pay Pay Monthly |
| Arizona | Universal Credit Upgrade Loans Inc. Flex Pay Pay Monthly |
| Arkansas | Universal Credit Upgrade Loans, Inc. Flex Pay Pay Monthly |
| California | Universal Credit Flex Pay Pay Monthly |
| Colorado | Universal Credit Flex Pay Pay Monthly |
| Connecticut | Universal Credit Upgrade Loans Inc. Flex Pay Pay Monthly |
| Delaware | Universal Credit Flex Pay Pay Monthly |
| District of Columbia | Universal Credit Flex Pay Pay Monthly |
| Florida | Universal Credit Upgrade Loans, Inc. Flex Pay Pay Monthly |
| Georgia | Universal Credit Flex Pay Pay Monthly |
| Hawaii | Universal Credit Flex Pay Pay Monthly |
| Idaho | Universal Credit Flex Pay Pay Monthly |
| Illinois | Universal Credit Pay Monthly |
| Indiana | Universal Credit Flex Pay Pay Monthly |
| Iowa | Universal Credit Flex Pay Pay Monthly |
| Kansas | Universal Credit Flex Pay Pay Monthly |
| Kentucky | Universal Credit Flex Pay Pay Monthly |
| Louisiana | Universal Credit Upgrade, Inc. of Delaware Flex Pay Pay Monthly |
| Maine | Universal Credit Pay Monthly Flex Pay Loans |
| Maryland | Universal Credit Flex Pay Pay Monthly |
| Massachusetts | Universal Credit Flex Pay Pay Monthly |
| Michigan | Universal Credit Upgrade Loans Flex Pay Pay Monthly |
| Minnesota | Universal Credit (excludes sales finance activities) Flex Pay (excludes sales finance activities) Pay Monthly (excludes sales finance activities) |
| Mississippi | Universal Credit Flex Pay Pay Monthly |
| Missouri | Universal Credit Flex Pay Pay Monthly |
| Montana | Universal Credit Flex Pay Pay Monthly |
| Nebraska | Universal Credit Flex Pay Pay Monthly |
| Nevada | Universal Credit Upgrade Loans Flex Pay Pay Monthly |
| New Hampshire | Universal Credit Flex Pay Pay Monthly |
| New Jersey | Universal Credit Flex Pay Pay Monthly |
| New Mexico | Universal Credit Flex Pay Pay Monthly |
| New York | Universal Credit Upgrade Marketplace Flex Pay Pay Monthly |
| North Carolina | Universal Credit Flex Pay Pay Monthly |
| North Dakota | Universal Credit Flex Pay Pay Monthly |
| Ohio | Universal Credit Flex Pay Pay Monthly |
| Oklahoma | Universal Credit Flex Pay Pay Monthly |
| Oregon | Universal Credit Flex Pay Pay Monthly |
| Pennsylvania | Universal Credit Loans Upgrade Loans Inc. Flex Pay Pay Monthly |
| Rhode Island | Universal Credit Flex Pay Pay Monthly |
| South Carolina | Universal Credit Flex Pay Pay Monthly |
| South Dakota | Universal Credit Flex Pay Pay Monthly |
| Tennessee | Universal Credit Loans Flex Pay Pay Monthly |
| Texas | Universal Credit Flex Pay Pay Monthly |
| Utah | Universal Credit Upgrade Loans Inc. Flex Pay Pay Monthly |
| Vermont | Universal Credit Flex Pay Pay Monthly |
| Virginia | Universal Credit Upgrade Loans Inc. Flex Pay Pay Monthly |
| Washington | Universal Credit Upgrade Loans Flex Pay Pay Monthly |
| West Virginia | Universal Credit Flex Pay Pay Monthly |
| Wisconsin | Universal Credit Flex Pay Pay Monthly |
| Wyoming | Universal Credit Flex Pay Pay Monthly |