# Premium Benefits

| Feature | FREE$0 | PREMIUM$9.99/mo |
| --- | --- | --- |
| <br>10.00% APY on savings up to $1,000 [2](/content/boost-money/premium/#savings-apy/index.html)<br>Earn an industry-leading Annual Percentage Yield (APY) on balances up to $1,000. | Not included | Included |
| <br>The fast track to BoostCash™ advance increases, up to $500 [3](/content/boost-money/premium/#boostcash-eligibility/index.html)<br>Get larger BoostCash™ advances faster with Premium | Not included | Included |
| <br>Free express delivery for BoostCash™ advances<br>Get all of your BoostCash™ advances in minutes [3](/content/boost-money/premium/#boostcash-eligibility/index.html) | Not included | Included |
| <br>Personal Identity Theft<br>Restore your identity and peace of mind. Easy claim process. | Not included | Included |
| <br>Retail protection benefits<br>Your shopping superpower. Extended warranty protection and more. | Not included | Included |
| <br>Travel protection benefit<br>Book travel with confidence. Trip cancellation or interruption reimbursement. | Not included | Included |
| <br>VIP Customer Service<br>Your own dedicated priority support line. | Not included | Included |
| <br>Boost Money™ Card<br>Build credit while using your secured card responsibly! [4](/content/boost-money/premium/#boost-money-card/index.html) | Included | Included |
| <br>Standard access to BoostCash™ up to $500<br>Slower path to larger advances and no express delivery without a Premium subscription. | Included | IncludedFast Track + Free Express Delivery |
| <br>Credit score monitoring, tools, and alerts<br>Easy sign up. Email alerts and customized recommendations. | Included | Included |
| <br>Boost Money™ Spend account<br>No overdraft fees, and fee-free ATM network. [5](/content/boost-money/premium/#boostmoney-no-overdraft-fees/index.html) Get paid up to two days early with direct deposit. [6](/content/boost-money/premium/#early-direct-deposit/index.html) | Included | Included |
| <br>1.50% APY on savings balances [2](/content/boost-money/premium/#savings-apy/index.html)<br>Get our standard 1.50% APY on savings without a Premium subscription. | Included | Included10.00% APY on your first $1,000 |

### Why go Premium?

Boost Money™ is pretty great on its own, but with Premium, it’s like having a superpower! Think of it as your all-in-one app designed to help you upgrade your money game.